TERMS OF SERVICE

This ValueScout Terms of service agreement (the “Agreement”) governs the contractual relationship between Obravia Limited as a service provider and any natural person as a service user.

1. General provisions and definitions

1.1 Obravia Limited is a legal entity, incorporated in the Republic of Cyprus, legal entity code HE 480330, address Arch. Makariou III, 1 MITSI BUILDING 3, 2nd Floor, Flat/Office 211, 1065, Nicosia, Cyprus (the “Company”). The Company is acting as a service provider under the Agreement.

1.2 Any person using Company's services / systems as indicated in this Agreement is considered to be a client of the Company under this Agreement (the “Client” / “You”).

1.2.1 The Company offers services only for natural persons of legal age.

1.2.2 You, as a natural person, as well as a user of the Company's services, shall be responsible for making sure You are applicable to use the Company's services.

1.3 The Company provides a web-based platform which offers an online service that enables You to upload photos of personal items to receive a comprehensive valuation report. Utilizing advanced image recognition technology and external market data sources, the platform identifies the specific item type and estimates its likely era or maker. By analyzing comparable historical auction results, the Service generates an approximate market value for each item, providing You with data-driven insights into the potential worth of their personal belongings (the “Services”). The Services grant You ongoing access to generate approximate market value ranges and insights based on comparable historical trends, however, by using the Service You also acknowledge that the Service is fully automated, provides estimates for informational purposes only, and does not constitute a professional appraisal, authentication, or a guarantee of sale price. The Services can be reached and used via designated website valuescout.ai/ (the “Website”) and any other system / online ecosystem used by the Company to provide You Services shall collectively be referred to as the “System”.

1.3.1 Full list of the Services is indicated on the System. The Services consist of digital content that is not supplied on a tangible medium.

1.3.2 To receive a tailored valuation proposal and to conclude an order for the Services, the Client shall:

1.3.2.1 Visit the Website and upload one or multiple images (typically 1–5) of an item (JPEG/PNG formats) and provide required initial information (the „Survey“).

1.3.2.1.1 The Survey requires you to provide your email address. This email address will be used by the Company to communicate with You regarding Your orders/use of the Services or System.

1.3.2.1.2 The Survey and image upload are designed to enable the Company to personalize the Services. The Company utilizes these inputs to perform the automated analysis of the item's shape, texture, features, and markings required to generate the valuation results.

1.3.2.1.3 The information and images provided during the upload process are used to generate your personalized valuation report and identify potential item characteristics. This data may be linked to your Account to maintain your history and personalization settings. Any image you upload is used specifically to facilitate the automated analysis of the item's maker, era, and market value, and is processed in accordance with our Privacy Policy. All images are provided voluntarily and at the Client's sole risk. The Client represents and warrants that they possess all necessary ownership rights to the uploaded images and that such images do not infringe upon the intellectual property or privacy rights of any third party. The Company does not manually review, endorse, or verify the authenticity of uploaded photos and shall not be held liable for any consequences arising from their use, including the automated misidentification of an item, unauthorized distribution, or the exposure of sensitive information contained within the images. The Client acknowledges that they are solely responsible for the content of any uploaded images and any outcomes resulting from their use in the Services.

1.3.2.1.4 The Service utilizes image recognition technology to analyze uploaded images for the purpose of identifying the shape, texture, and specific visual features of an item. This automated process further scans for markings, labels, or other distinguishing characteristics to estimate the item's potential maker, era, and style, which are used solely to categorize the item and match it against historical market data to generate the valuation report. The Service generates approximate valuation ranges by utilizing automated algorithms that compare the Client's submitted items against a variety of external data sources, including but not limited to aggregated historical auction data, publicly available sales records, and price ranges of similar items previously sold in secondary markets. The Client acknowledges that this data is used solely to establish a comparative market estimate and that ValueScout does not conduct, facilitate, or participate in any live purchasing or selling of items; the Service is strictly limited to the provision of information, and the Company does not act as a broker, buyer, or agent for any items analyzed through the System.

1.3.2.1.5 Any evaluation of an item's state is limited strictly to its condition to the extent visible in the images provided by the Client. The Client acknowledges that this automated visual analysis cannot detect internal flaws, structural integrity issues, or defects not clearly captured in the images. The resulting report is an estimate based on visual surface patterns and does not constitute a physical inspection or a certified grading of the item's condition.

1.3.2.2 Once the Survey is completed, you will be re-directed to the payment section.

1.3.2.2.1 Upon completion of the purchase or registration, the Client will receive a personal account. Under the Account the Client may (i) store previous valuations (ii) access purchased reports (iii) view uploaded items (iv) manage billing or credits.

The generated digital report may include the identified item category and description, possible era or maker, and an estimated market value range based on comparable sales data and rarity or demand indicators. Where applicable, the Service may also provide a downloadable digital certificate summarizing these findings. The Client expressly acknowledges and agrees that this report is provided for informational purposes only; it does not constitute a professional or official appraisal, legal authentication, or a guarantee of any specific resale price or value.

1.3.2.2.2 The Services are provided solely for personal enjoyment and informational purposes and are intended to assist the Client in identifying items and generating estimated market valuations based on the Client's submitted images. Due to the nature of AI-driven analysis and machine learning, the generated reports may vary in accuracy, detail, or depth, and may include misidentifications, data gaps, or variations inherent to the technology. The Client acknowledges that the Service relies on the quality of the submitted images and the availability of external market data, and the resulting findings are estimates rather than definitive facts.

1.3.2.2.3 The Company shall not be liable for any damage, loss, or inconvenience arising from the completion of, or reliance on, the Survey or the results generated from it. The Client acknowledges that the Survey, Services and any related assessment tools are provided for entertainment purposes only, and that different results may occur if alternative methods or approaches are used.

1.3.2.3 The valuation reports and digital certificates will become accessible to the Client once they choose the option to submit their images for analysis (by clicking „Submit“ or a similar option on the System) and the payment for the chosen subscription plan is successfully processed using the payment methods available on the Website. Access to the generated reports and any associated account features is contingent upon an active and valid subscription.

1.3.2.3.1 The price applicable to You as the client is shown on the System and includes the following information: a) regular price; b) price with a discount applicable during the discount period (if any); c) general information about the subscription model applicable to Your order. The Company shall have a right to provide additional information and change its placement.

1.3.2.3.2 You must read all disclaimers and information provided regarding the price, payment method and subscription model, including the Subscription and Refund Policy also, consider the proposed price before making the order and paying for the Services.

1.3.2.3.3 By making the payment for the Services You conclude this Agreement.

1.3.3 The list of actions in Clause 1.3.2. of this Agreement may change based on the way You reach the System (via internet search, using promo link, etc.). However, in all cases You shall be asked to provide some information, Your email address and confirm Your order by making a payment.

1.3.4 The Company shall have a right to change the content of Surveys and list of Services from time to time, without any prior notification to the Client.

1.3.5 The Client shall be entitled to use the particular part of the Services for which the Client has paid in full, only for the paid period.

1.3.6 Company's Services and System are available globally with possible restrictions in some areas due to regulatory restrictions. The Client shall be obligated to make sure it is legal to access System / use the Services in Client's location.

1.4 By making the payment as indicated in the Clause 1.3.2.3.1. and further using the Services in any scope You are agreeing with the Agreement and any other rules governing Services / System. For the avoidance of doubt, by using Services / System, You acknowledge reading the Agreement and understanding that You have entered into a legally binding agreement between You, as a user, and the Company, as a service provider.

1.5 This Agreement takes effect at its full scope at the moment You click “Submit” (or similar option that is available on the System to claim the program) and make the payment for the selected subscription plan on the System. The rules of this Agreement mutatis mutandis are applicable to the purchase of any separate (one time) services or products, as well as to the use of System prior to making the payment for the Services / without signing up to the System / creating the Account, including but not limited to, the rules set forth in Privacy Policy, Subscription and Refund Policy and Acceptable use policy.

1.6 By concluding the Agreement, You agree to waive Your right of withdrawal because the Services (or any products purchased) consists of digital content that is not supplied on a tangible medium.

1.7 You can contact the Company by filling a question box on the Website in the “Contact us” section, as well as by sending an email to hello@valuescout.ai. Contacting us via the Contact Form available in the “Contact” section shall be considered to be the primary means of communication.

1.8 The Company shall have the right to unilaterally modify and / or update the Agreement at any time without notice. The continuous use of the Services by the Client shall be deemed as acceptance of Agreement in the last and most updated version. Any Client shall periodically check and assess the Agreement. About any changes You will be notified via email or a notification on the System. The latest version of the Agreement shall be available at Terms of Services.

1.9 By agreeing to this Agreement, You acknowledge and agree that the Company may process Your personal data without Your consent where processing is necessary for the performance of the Agreement to which You are a party (legitimate interest). Uploaded images and generated reports are stored temporarily and securely for processing and delivery. ValueScout does not share the images You provide or generated content with third parties, except as necessary to operate the Services (e.g., cloud processing or third parties directly related to Service provision). You may request deletion of images, reports, or account data at any time following the process indicated to Privacy Policy.

1.10 If You disagree to be bound by the terms and conditions of this Agreement in any scope or way, You must not use or must immediately cease Your use of the System / Services or any part of it, as well as its features and functionalities.

2. Creating an account

2.1 To access your personalized wellness programs and the Services, You must follow the instructions provided by the Company and register with the System by completing the registry form and providing all necessary information and confirmations. Instructions on how to install the PWA, download the Mobile App (if supported), and create your Account will be provided within the System immediately following your payment, as well as via email alongside your order confirmation. Once all steps are fulfilled, You will be granted access to your personal user account (the “Account”).

2.2 To use the Services, You may download the SoonBody application from the Apple App Store or Google Play Store (if supported), save the PWA to Your device home screen as directed in the instructions, or access the System directly using a standard internet browser.

2.3 Upon using the System, the Client shall allow cookie use by customizing the preferences or by allowing all cookies. The Client must read the terms and conditions applicable to cookies used by the Company for the provision of the Services and proper usage of the System. The latest version of Privacy Policy, containing cookies' policy, is available at Privacy Policy.

2.4 Upon filling the registration form, the Client must provide:

2.4.1 Name (if required)

2.4.2 Unique password, created by the Client.

2.4.3 A confirmation that the Client agrees to the Agreement and other applicable policies of the Company.

2.5 It is mandatory for the Client to accept Agreement, Privacy Policy and any other rules governing Services / System (if any).

2.6 The Client might be asked to perform a test to tell computers and humans apart and to complete it successfully as a mandatory step for creating an Account. The Client may be asked to perform such tests while completing logging-in procedure or when confirming order / payment / withdrawal or at any other stage at the discretion of the Company.

2.7 The Company shall be entitled to change the list of required information by modifying, adding, or reducing the list of data needed for the creation of an Account.

2.8 The Client must provide its payment details to conclude the order for Services.

2.9 The Company shall be entitled to ask You to re-submit or renew any of the data needed for the creation of the Account / ordering the Services. Such requests can be made at any time periodically or on an ad-hoc basis, upon the Company's decision.

2.10 By creating the Account, the Client declares that the information provided to the Company is true, complete, valid, up-to-date and that the Client is the owner / has legitimate ground for the usage of resources indicated. For the avoidance of doubt, the Client confirms using its own email address, using its own bank account to pay for the Services, and using its own device for the PWA, etc.

2.11 Accounts can be created only for personal use. The Client shall not share its log-in credentials with any third-party or unauthorized person. The Account is strictly for own use and cannot be used to use Services behalf of another individual or entity.

2.12 The Client shall ensure that all Account details and payment information are kept current at all times. The Client may amend their personal data, fitness goals, and billing information at any time via the PWA, the Mobile App, or the Website settings (as applicable).

3. Suspension of the provision of Services and removing the access to the Account:

3.1 In instances where the Account holder does not match the owner of the Account, or if there are any other discrepancies between the provided information, the Company might not be able to proceed with the provision of the Services. The Company reserves the right to suspend any provision of the Services (in part or in full) and / or to remove access to the Account at any time upon the decision of the Company.

3.2 In addition to the Clause 3.1., the access to the Account may be denied / removed and the Service provision may be suspended at the discretion of the Company if:

3.2.1 The Client breached material obligations under this Agreement (for example, an obligation to pay in full and in time for the Services ordered), violated its warranties.

3.2.2 The Client is not of a legal age.

3.2.3 The Client is using Services / reaching the System from the restricted location.

3.2.4 The Client violates Acceptable Use Policy rules.

3.2.5 The Client's actions in any way pose security, reputational, financial or other risks to the Company, its affiliates, any other third-party, proper functioning of the System, proper provision of the Services to any other person.

3.2.6 The Client's actions are in any way a breach of any applicable law or regulation, including generally accepted rules of good morals.

3.3 In case the Client's right to access the System or to use the Services is suspended, the Company shall inform the Client by providing a written notice via email. Such notice should include the reason for suspension, the term of suspension (if the suspension is indefinite, the notice should indicate so), any action the Client needs to take in order to eliminate the violation (if any) in order to lift the suspension.

3.4 In case the Client is given an opportunity to eliminate the violation, the Company shall give an appropriate time period for the Client to do so. The decision whether to set a time period and if so, for what duration, is at the sole discretion of the Company.

3.5 In all cases where the Company has reason to suspect that a violation of legal acts has been committed, the company shall have the right to address competent law enforcement authorities and, if the suspicions are confirmed, to ban the Client in fault from using the Services for life or for any other period upon sole discretion of the Company.

4. License to access and use the System

4.1 Subject to this Agreement, the Company grants You a non-exclusive, limited, non-transferable and revocable license to use the Company materials solely in connection with Your use of the System and Services. You might need to order and pay for a certain Service / Service package to use the System and be granted the limited license. For the avoidance of doubt, the Client acknowledges its understanding that the duration and scope of the license granted is inextricably linked to the Services ordered / paid for by the Client.

4.2 The System is intended for personal and Your own legitimate use, and only for lawful and legitimate purposes, as outlined in the Agreement and any applicable laws.

4.3 The Company materials may not be used for any other purpose than indicated in this Agreement, and this license terminates upon Your cessation of use of the System or Services or at the termination of this Agreement.

4.4 The Company shall have a right to cease supporting the System or its part or any functionality of the System at any time for any period of time. In such event Client's license to use the System shall be automatically suspended.

4.5 Unless otherwise stated, the Company owns the intellectual property rights in the System and material on the System. The Client acknowledges that all and any intellectual rights including but not limited to the infographics, data, reports, specifications and any other materials in any medium, which were prepared by the Company and / or developed by the Company in connection with the System are the sole and exclusive property of the Company.

4.6 The Client obliges not to violate any intellectual property rights owned or sought to be protected by the Company and shall use all such intellectual property for intended purposes only. This includes the copyrighted and protected merchandise, resources and Company's logo and trademarks. The Client shall not:

4.6.1 Republish material from the System unless it is separately allowed by the Company in writing.

4.6.2 Sell, rent or sub-license material from the System unless it is separately allowed by the Company in writing.

4.6.3 Show any material from the System in public.

4.6.4 Reproduce, duplicate, copy or otherwise exploit material on the System for a commercial purpose.

4.6.5 Redistribute material from the System.

4.6.6 Edit or otherwise modify any material on the System.

4.6.7 Use the System in any way that causes, or may cause, damage to the System or impairment of the availability or accessibility of the System.

4.6.8 The Agreement, including terms and conditions regarding the license, applies to all versions of the System, as well as any separate functionality and/or its derivatives.

4.6.9 All rights not expressly granted to You in this Agreement are reserved by the Company.

5. Risks

5.1 As a Client, You acknowledge understanding and accepting the following risks associated with the use of System and Services. Not limited to these examples, You acknowledge being aware of the inherent risks set forth above and hereinafter:

5.1.1 Risk related to the nature of the Services and content type:

5.1.1.1 The Services may include, without limitation, AI-powered image processing that analyzes Client-uploaded images of personal items to generate identification reports and market valuations; advanced categorization options allowing the Client to identify potential makers, eras, or styles; automated visual scans of markings, labels, and condition characteristics; and access to AI-driven databases designed to match items against historical auction and sales data. All content provided through the Services, including generated valuation reports, digital certificates, and automated market recommendations, is intended solely for personal enjoyment and informational purposes. Such content does not constitute professional appraisal, financial, or legal advice, and the Client remains solely responsible for the images they upload and any decisions they make in connection with the use of the Services.

5.1.1.2 The information and content presented within the Services are derived from various sources, including but not limited to the Client's uploaded images, publicly available market datasets, historical auction records, and AI-generated processing based on the Client's inputs. The Company aggregates external marketplace data for comparative purposes, however, it does not guarantee the accuracy, completeness, or reliability of this third-party data. Consequently, the precision of any generated valuation reports, item identifications, or market estimates is not guaranteed. The Client is solely responsible for any financial or legal decisions related to the selling, insuring, or disposing of items, and the Company shall not be held liable for any reliance placed on such content. Furthermore, the Company is a provider of information only. It does not buy or sell items directly, nor does it act as an intermediary in any transaction.

5.1.1.3 Due to the evolving nature of AI-driven image recognition, automated data processing, and fluctuating market trends, the content provided within the Services may result in differing valuation outcomes or item interpretations. The Client is encouraged to view the generated reports with an understanding of these inherent variations in automated identification and, where appropriate, provide clearer images or explore alternative item categories within the Services to refine the results.

5.1.1.4 The Client must understand that the content provided through the Services is intended for personal enjoyment and informational purposes only. The Client should consider the automated nature of AI-generated valuation data and exercise their own judgment when providing images and interpreting the identification, condition assessments, or market estimates provided in the final report.

5.1.1.5 The Client should be aware that some visual identifications and data outputs generated by the Services may contain AI-produced variations, misidentifications, or data-driven estimates that could be perceived as unexpected, inaccurate, or personally unsuitable. If the Client finds any generated valuation report or identification result to be unsatisfactory, inappropriate, or otherwise undesirable, the Client is advised to discontinue use of the Services and, where appropriate, provide higher-quality images for a new analysis or consult a certified professional appraiser for a manual valuation.

5.1.1.6 By using the Services / System, You agree to bear full responsibility for any actions taken based on the information or recommendations provided and acknowledge that the content is for informational and entertainment purposes only. The Company disclaims any liability for any outcomes, losses, or other consequences resulting from the use of content, suggestions, or guidance provided within the System.

5.1.2 Risk of software or other IT weaknesses: there is no guarantee or warranty that the process of using System and / or Services will be uninterrupted or error-free, and there is an inherent risk that the software and associated technologies and theories could contain weaknesses, vulnerabilities or bugs.

5.1.3 Regulatory risk: it is possible that certain legal systems apply existing regulations or introduce new regulations that have a negative impact on the current setup of the System, as well as usage of the System and / or Services. The Company will make every effort to abide with and always comply with all forms of the applicable regulation. However, the Client has an obligation to make sure its usage of the System / Services is in compliance with the applicable law.

5.1.4 Risk of theft and Internet vulnerability: the underlying software application and software platform, other software involved, other technology components and / or platforms might be exposed to electronic or physical attacks that can impair the ability to develop, implement or use System and / or Services.

5.2 You should be aware that messaging and email services are susceptible to spoofing and phishing attacks and should be careful when reviewing messages that claim to be from the Company. You should always log into Your Account via Website on Your device, use communication tools in the System or contact us via email by sending an inquiry using the “Contact” form or contact us at hello@valuescout.ai if You are unsure about the authenticity of a communication or notice. Note that phishing attacks often occur despite email or equivalent services, via search engines or advertisements in search engines or other fraudulent links. The Company takes no responsibility for any loss due to spoofing, phishing, or other equivalent attacks.

6. Payments and refunds

6.1 Services may be available for a fee or for free (for example, on a free-trial basis for a limited period of time if applicable). The Company shall have a right unilaterally, on its own discretion, to determine the price of Services, the duration of the validity of the price, the applicable promotions and discounts, and other rules related to the payment of the Services.

6.2 The latest and up-to-date list of applicable prices for the Services is available on the System after the Client clicks on the option “Submit” (or similar option that is available on the System to claim the program). If an existing Client wishes to upgrade or change the current plan, the Client shall contact us via the Contact Form available in the “Contact” section (which shall be considered to be the primary means of communication) with a request to change the order (or order an upgrade during the same session when the program is initially claimed). The Client may also contact as via email hello@valuescout.ai. The Client may be asked to conclude a new order and may be reimbursed for a previous order's unused but paid off Service part.

6.3 All prices and fees are in US Dollars or EUR (depending on Services location) unless otherwise indicated on the System.

6.4 The prices and the scopes of any Services can be changed by the Company without any prior notice. The Client shall always check the System for applicable prices and features for every Service before making an order. The price of already ordered and ongoing Service shall only be changed with Client's consent.

6.5 If You are using Services on a free-trial basis, after the expiry of such trial, Your right to use the Services may be suspended until You make a payment for further provision of the Service or You may be charged a regular price that was indicated to You before accepting free-trial promotional offer (price without a discount).

6.6 Most of our Services are offered on a subscription basis involving recurring payments. The subscription price is determined by the specific plan selected by the Client at the time of purchase. For Clients who select a one-week subscription, please be advised that this plan automatically renews into a monthly subscription period upon the conclusion of the initial week. By subscribing, You acknowledge that you will be charged the Service price at the beginning of each billing cycle, and your right to access the Services will be renewed for each paid period unless You cancel the subscription beforehand. All cancellations must be processed in accordance with the rules and timelines indicated in the Subscription and Refund Policy.

6.6.1 You must read the Subscription and Refund Policy in full before making the decision to order Services. The latest version of the Subscription and Refund Policy is available as per the link above.

6.6.2 Subscription price is the price You chose from provided subscription plan options while completing the order and it might be composed of discount price (applicable for a limited time period, referred to as the “Initial Phase” in the Subscription and Refund Policy) and regular price (applicable for the period after the discount price is no longer applicable, referred to as the “Regular Phase” in the Subscription and Refund Policy).

6.6.3 If not canceled, subscription price for the Services will be charged for every further period (unless otherwise stated to this Agreement). By using the Services, the Client expressly agrees to and accepts this recurring payment process.

6.6.4 In all cases, the Client must express the will to order the Service with subscription payment method and shall have a right to revoke such option under the rules applicable for a respective order.

6.6.5 The Client must ensure that payment details provided to the Company are valid and ensure sufficient limit of funds available for the subscription payment option.

6.6.5.1 In case the Company is not able to charge the fee until the start of a next Service provision period, Client's access to the Services shall be removed immediately. In such a case, to reinstate access to Services the Client may resolve the issue so the charge can be done within 2 months for the Service provision; after the 2 month period the Client must make a new order to gain access to the Services.

6.6.5.2 Failure to pay (in full or in any part) for the ordered Services is considered to be a material breach of the Agreement and results in a termination of the Agreement. The Agreement can be terminated by the Company in case the payment is not concluded in 2 months from the day it initially had to be made.

6.6.5.3 In the event of a payment failure due to reasons on the Client's side (such as an expired credit card or insufficient balance), the Company may attempt to automatically reprocess the payment (but not more than 6 times in a 2 month period). By using the Services, You acknowledge and agree to the Company's right to initiate such automated retries to ensure uninterrupted service.

6.7. Some Services or Products, such as one-time photo credit packages, special content, printables, or other optional add-on products, may be offered on a one-time payment basis. Payments must be completed in accordance with the instructions provided in the Service offer and order confirmation. In cases where the Service offer or order processing procedure does not specifically address certain terms, the rules governing the Subscription model shall apply mutatis mutandis to one-time payments.

6.8 The actual applicable fee calculation and payment method, period of the provision of Services, and the fee charging frequency is indicated in the System and confirmed by the Client when confirming an order.

6.9 Any fees already paid are non-cancelable and non-refundable, except for Services that meet the conditions set forth in the Clause 4 of the Subscription and Refund Policy.

6.10 Fees for the Services are indicated net of any withholding taxes or any other taxes. You, as a Client, shall be responsible for paying any applicable taxes, levies, duties or any other fees, if applicable.

6.11 The Client warrants using and providing payment information that is owned by the Client or that the Client has a right to use for the purposes as indicated in this Agreement. The Client shall update its payment information to always keep it up-to-date.

6.12 The Company may, if necessary, additionally engage a third-party service provider (Omniroot LLC, a limited liability company organized under the laws of the State of Georgia, USA (control number 25113064), with its address 8735 DUNWOODY PLACE #7313, ATLANTA, GA, 30350, USA, and Novarock UAB, legal entity code 307190473, address at V. Nagevičiaus str. 3, LT-08237, Vilnius, Lithuania) who support the Company by ensuring the quality and proper delivery of the Services, administering the sale and purchase of the Company's digital products, and managing all related payments and refunds. For any questions, inquiries, or complaints regarding payments, refunds, or the purchase of digital products, please contact Us at payments@valuescout.ai.

6.13 All monetary transfers conducted by You for the Services are handled and transacted through third-party dedicated gateways to ensure the Client's protection.

6.13.1 Please read the terms and conditions of the chosen payment gateway for the transaction, as they are responsible for the transactions made.

6.13.2 After being transferred to a third-party payment service provider, the Client assumes the risk of loss or damage. The Client's credit or debit card payments to the Company will be handled and processed by a third-party payment service provider, and none of the sensitive payment information (like card information) will be stored or used by the Company. The Company shall not be liable for any payment issues or disputes that arise due to third-party payment services.

6.13.3 The Company may change the third-party payment service provider from time to time.

6.14 Any claims regarding the applied Services' fee or amounts charged must be submitted in writing no later than 30 days after the date of application of the fee or the charging of the amount.

7. Third party and other disclaimers

7.1 The Company, at its sole discretion, may use or grant access to third parties for the purpose of providing various services, including but not limited to payment processing, user registration, and the operation or enhancement of digital products. This may also include third parties that develop or provide AI-based tools or technologies used to generate, process, or enhance content. The Client acknowledges, accepts, and understands that, in order to ensure the proper functioning of the System and the provision of the Services, the Client's data may be shared with such third-party service providers.

7.2 The use of third-party services are subject to the third-party's terms of service. The Client acknowledges and understands that the Company is not responsible for the provision of such services, also, for processing of data performed by such third parties and that any and all disputes arising in relation to the third-party's services shall be resolved directly between the Client and the respective third-party.

7.3 Any links on the System to third-party websites are provided solely for Your convenience. If You access those links, You will leave the System. The Company does not endorse or make any representations about such third-party websites, and the Company is not responsible for the accuracy or reliability of any information, data, opinions, advice, or statements made on those websites.

7.4 Information on the System, as well as any content on Company's social media pages is not promised or guaranteed to be correct, current, or complete, and they may contain technical inaccuracies or typographical errors. Accordingly, You should confirm the accuracy and completeness of all posted information before making any decision related to any Services if in any doubt.

8. Indemnification

8.1 The Client agrees to defend, indemnify, and hold harmless the Company, its affiliates, and each of their respective directors, officers, employees, and agents from and against any and all third-party claims, demands, and liabilities, including reasonable attorney's fees, resulting from or arising out of: (i) any breach of Client's representations and warranties in this Agreement; or (ii) Client's failure to comply with Client's obligations under any and all laws, rules or regulations applicable to Client under this Agreement, except to the extent such violation arises out of Company's failure to comply with Company's obligations hereunder.

8.2 The Client may from time to time provide suggestions (feedback) or own content (for example, during some lessons the Client may choose to provide a written answer or comment) to the Company. All suggestions / own content are and shall be given entirely voluntarily. The Client acknowledges and agrees that suggestions / own content, even if designated as confidential by the Client, shall not, absent a separate written agreement, create any confidentiality obligation for the Company. Furthermore, except as otherwise provided herein or in a separate subsequent written agreement between the parties, the Company shall be free to use, disclose, reproduce, license or otherwise distribute, and exploit the suggestions / own content provided to it as it sees fit, entirely without obligation or restriction of any kind on account of intellectual property rights or otherwise.For the avoidance of doubt, the Client agrees that the Company or any third party related to the development of Services and / or the System shall have a royalty-free, worldwide, transferable, sublicensable, irrevocable, perpetual license to use or incorporate into the Services (and / or System) any suggestions, enhancement you requests, recommendations or other feedback, as well as Your own content (like Your answers to the questions while using the Services, etc.) provided by You, relating to the operation of the Services / System. The Company urges You not to share information that is highly personal or that You wish to keep confidential, and to always evaluate it beforehand.

8.3 The System and the Services are provided “as is” and You use the System and / or Services on Your own risk. It is expressly acknowledged and agreed by You that no representations and warranties of any kind, except those set forth in this Agreement, have been made by the Company to the Client with respect to the System / Services, and that any statements whatsoever made by the Company to the Client outside of this Agreement are not material and have not relied upon by the Client.

8.4 You, as a Client, shall be solely responsible for making sure You are able to use Services and access System, meaning You shall be responsible for any hardware, software or other technical requirement (for example, mobile data, internet connection) compatibility. If You are not able to access System and / or use Services due to lack of compatibility with Your technical gear (in a broad sense), You may seek advice by contacting the Company via the “Contact” form or by sending an email to hello@valuescout.ai. In any case, the Company shall not be obligated to provide You with solution, advice or instructions in any sense in regard to the compatibility.

9. Termination of the Agreement

9.1 The Company may terminate or suspend Your Account / provision of Services as per the rules indicated in this Agreement. Without affecting the rules specified in other clauses of the Agreement, the Company stresses that breach of the Agreement / other applicable Company's policies may result in suspension and / or deactivation of Your Account, as well as in the termination of this Agreement. In case of a breach, You shall not be entitled to receive any refunds / rewards.

9.2 You may terminate this Agreement by canceling Your order (for ongoing Services). The Agreement will be terminated on the last day the Services were paid for, and you will not be eligible for a refund for the already paid period.

9.3 In case of a material breach of the Agreement, the Company shall be entitled on its own discretion to inform the responsible law enforcement authorities about the violation (including but not limited to the essence of the violation and personal data of the Client) and to impose a lifetime ban on using the Services for the Client in fault. If a lifetime ban is applied, Your credentials (such as name, surname, IP address, email address) may be blocked from using the System / Services.

9.4 If You wish to Terminate the Agreement, You can take the following steps:

9.4.1 Client who ordered the Services on the Company's website may cancel the Services by logging into their Account on the Website or contacting the support team by email or option “Contact us” on the website.

9.4.2 Clients who ordered the Services through the Apple App Store or Google Play (if applicable for the specific product), as well as PayPal may cancel the Services through the respective mean they used to order the Services or may contact the support team by email or option “Contact us” on the website to ask for assistance in cancelling the Services.

9.5 Deleting the application (PWA) from Your device (if applicable) does not cancel the subscription or terminate the Agreement.

10. Governing Law and sanctions

These Terms shall be governed by and construed in accordance with the laws of Lithuania, without regard to its conflict of law principles, except to the extent that mandatory consumer protection laws of your country of residence provide you with more favorable rights. Your use of the System may also be a subject to other local state, national or international laws.

10.2 If You have any concern or dispute about the Services / System, You agree to first try to resolve the dispute informally by contacting the Company via the “Contact us” section or by sending an email to hello@valuescout.ai.

10.3 If you are not satisfied with the outcome of the informal dispute resolution process, you may contact us via the “Contact us” section or at hello@valuescout.ai to attempt to resolve the matter amicably. Consumers in EU member states, as well as in Norway and Iceland, may submit complaints through the national out-of-court consumer dispute resolution authorities listed here: https://consumer-redress.ec.europa.eu/dispute-resolution-bodies_en. Consumers residing in the United States may contact their local consumer protection agency.

10.4 To the maximum extent permitted by law, each of the parties submits to the exclusive jurisdiction to the courts of Lithuania to settle any further disputes which may arise out of or in connection with this Agreement and that accordingly the relevant proceedings must be brought in such courts. To the maximum extent permitted by law, the parties irrevocably submit to the personal jurisdiction and venue of the courts of Lithuania and waive any defenses of improper venue.

10.5 To the maximum extent permitted by law, You may assert a claim or counterclaim only in Your individual capacity and not as a plaintiff or class member in any class proceeding. More than one parties' claims shall be combined or consolidated only with the written consent of all affected parties.

10.6 The Company expressly prohibits and rejects the use of its Services for any form of illicit activity, including money laundering, terrorist financing or trade sanctions violations, consistent with various jurisdictions' laws, regulations and norms.

10.7 The System and the Services are of such nature that can be globally distributed and used – this is because of the global nature of the IT sector. Thus, the use of System and Services may be included in the sanction list.

10.7.1 By using the System / Services, You warrant not being on any international or government prohibited, denied, or unverified-party, sanctions, debarment, or exclusion list or export-controlled related restricted party list (the “Sanctions List”).

10.7.2 If You become placed on any Sanctions List, You shall immediately discontinue Your use of the Services / System. Failure to do so can result in Your Account being suspended or terminated.

10.8 The Company shall have a right not to allow its Services to be accessible in certain jurisdictions / territories. The Company shall have a right to block such jurisdictions / territories making its System / Services not available from such locations.

10.9 Persons located in the prohibited jurisdictions, or the residents of prohibited jurisdictions are not permitted to use Services. For the avoidance of doubt, the foregoing restrictions on Services in relation to prohibited jurisdictions applies equally to residents and citizens of other nations while located in prohibited jurisdictions. Any attempt to circumvent the restrictions on usage by any persons located (or as a resident) in a prohibited jurisdiction is a breach of the Agreement.

11. Miscellaneous

11.1 The Company and the Client consent to the English language in relation to the communication. Any other language shall be used for the sake of simplicity. Any notice or communication must be in English language respectively. The English language version of this Agreement is the prevailing version to any other possible version.

11.2 Any updates of this Agreement come in force at the moment it is published at the System as indicated in Clause 1. By using the Services You agree to be bound by any updated version of the Agreement.

11.3 The Client cannot transfer any rights granted by this Agreement to a third party without prior written consent from the Company. The Company may, at its sole discretion, assign its rights and obligations under this Agreement in whole or in part to any third party.

11.4 You are encouraged to contact us by the means indicated in this Agreement. Contacting us via the “Contact us” section shall be considered to be the primary means of communication. You may also contact us via email hello@valuescout.ai.

11.5 The Company shall reply to Your inquiries within 30 days (with the possibility of two 30-day extensions).